Pension arrangements are tax efficient saving plans designed to provide an income in retirement and are one of the most important financial decisions that you will ever have to make, so it is vitally important to make the right choice and be advised accordingly. 

Unfortunately, not everybody does receive good advice and as a result can be financially disadvantaged because of this.

What is Pension Mis-Selling?

Many people have been encouraged by unscrupulous financial advisers to transfer their hard earned pension savings from their company pension scheme to that of a personal pension. This is almost always bad advice and could result in a substantial shortfall on your pension income at retirement.

If you were a member of a Final Salary Pension Scheme and were advised to transfer to a personal pension then the possibilities that you have been mis sold are very high and you should contact us today to find out more. Examples of people with Final Salary Pensions included:-

Pension mis selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions and Stakeholder Pensions.

An annuity is a technical term for the annual income paid by a product provider to someone who has taken out a pension. There are many different types of annuities available. We may be able to help you if you were told to take out the wrong type of annuity based on your circumstances.

If you have had any of the above types of products and are unsure if you were mis sold them then contact us today to find out more.